Question 1

What is Magpie Capital?

Accepted Answer

Magpie Capital is a permissionless lending protocol on Solana. Users borrow SOL against tokens they already hold — memecoins, tokenized stocks & RWAs, and tokenized collectibles — on fixed terms with no margin calls.

Question 2

How is Magpie different from other crypto lending protocols?

Accepted Answer

With a normal loan your collateral is locked away — if the market spikes you can only watch. Magpie's V4 pools let borrowers arm take-profit ladders and stop-losses on the collateral itself: exit orders fire inside the on-chain vault while the loan stays active, so borrowers never miss market upside while borrowed against.

Question 3

What can I borrow against on Magpie?

Accepted Answer

Three collateral classes: 200+ screened Solana memecoins (WIF, POPCAT and others), 25+ tokenized stocks and real-world assets (xStocks equities, tokenized gold and silver), and tokenized graded collectibles (in design, via partners like Collector Crypt).

Question 4

Can a loan on Magpie get margin-called or liquidated early?

Accepted Answer

No. Magpie loans are fixed-term: a price dip cannot trigger liquidation before the due date, and there are no margin calls. Liquidation only occurs if a loan is not repaid by its due date.

Question 5

Can AI agents use Magpie?

Accepted Answer

Yes — Magpie serves AI agents natively via x402 payment-gated APIs (standard v2). Autonomous agents can take loans, arm exit orders, and repay programmatically at magpie.capital/x402.

Question 6

Is Magpie Capital audited?

Accepted Answer

The V4 pool completed a Sec3 security review (24 findings; 20 resolved, 4 acknowledged, 0 open at close), and the same fix classes have been replicated to the V1 and V3 pools. Program upgrades sit behind a hardware-key multisig with a 48-hour public timelock, verifiable live at magpie.capital/security.